future

#favFriday: What’s in your planner? 

After graduating high school or college it’s time to get serious about your future. We all have ideas on where we see ourselves short term and/or long term. Can we get there and be secure without money? If you can live an exciting and fulfilled lifestyle without spending money let me know if not check out how I’m planning. 

First thing I started doing recently is writing out my bills and how much I want to save each pay week. For the past few months my notes have been getting pretty messy so I decided to get a planner. 

$4.96 at Wal-Mart


I needed something bigger so I can physically see what I’m doing on what days. I decided to plan out 6 months ahead. If something comes up unexpected I’ve already been saving so I’ll have enough to cover the cost. I didn’t plan out more since I know my bills are steady. 

Next I filled out my planner on when bills are due and color coded them.  Coloring coding makes it easier to focus on what you’re trying to do with your money. 

 Everything that is highlighted in the same color as my paycheck will be payed off with that check. I’m not touching my savings on bills. After I pay my bills I put a portion of the rest in savings. I even have a savings column.  

 
How do I know how much to save each paycheck? I’m glad you ask. I calculate how much money I’ll need for gas, food, and activities in between pay periods then put the rest aside. 

What else do I use my planner for? I use it to set dates for future plans like trips. That’s why it’s important to plan in advance instead of waiting until the week before you need to pay for flights and hotels.  

  
 Since I’m using my planner as a savings tool one thing I don’t put in my planner is my account balances or account numbers just in case I lose it some where. I put that information in a secure location. 
I hope this week’s #favFriday was helpful. If you all have a planner have you thought about using it as a savings tool? Comment below. 

Sincerley, Courtney Renee

Stay Focus

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A lot has been going on and staying focus is the key. This year I’m turning 25!!! A quarter of a century and for years I kept telling myself this is the time things will starting falling into place. Recently I was offered a position I couldn’t say no to. If you know where you want to go, you shouldn’t let nothing hold you back. I mean nothing!

I’ve been unhappy at my current job for a while that’s why I decided to venture off and start my consulting business. I’ve also been applying to different jobs too. I applied for one position at a particular location and was offered the Manager in Training position! Ahhhhhhh so exciting!!!! If you don’t know what the manager in training is it’s a position that will train you to work towards running your own store for a specific company. What is my dream job? Owning my own store and what job is better than this. I’ll get the tools I need to go towards my dream. If you continue to focus on where you want to go and think of ways to get there, you will get everything you want. Just don’t give up.

Sincerely, Courtney Renee

New Year’s Eve

Just because the year is almost over doesn’t mean you should quit. It means you should continue on your path. Your path to your future. Your path to make your life better. Your path to be happy and stay happy.

New Year’s Eve is just the beginning never the end. 2014 was for thinking about your future and now 2015 is for going after it! Keep up the hard work and never stop!

Try not to dwell on someone else’s accomplishments because you’ll be pushing back on what is meant for you. Write your goals down and focus on one goal at a time. Once one is done you now know you can accomplish something. That goal will lead you to another and then another. Until one day you can look back and see how how far you have come.

Sincerely, Courtney Renee